FinTech Centre of Excellence
Register Your Interest
*Note - This form is only for expressing interest in the program. The actual application form is the final step in the registration process.
Register Your Interest
*Note - This form is only for expressing interest in the program. The actual application form is the final step in the registration process.



FinTech Centre of Excellence (CoE) supported by the Karnataka Government and implemented by NSRCEL, IIM Bangalore is more than a hub for financial innovation- it’s a comprehensive platform fostering collaboration across sectors that complement and enhance the FinTech ecosystem. By integrating diverse industries, the CoE aims to create scalable solutions addressing both India’s unique challenges and global opportunities.
Program Highlights
Access to Sandbox & Regulatory Connects
Founders work toward regulatory market fit – with support on navigating compliance, decoding early policy signals, and accessing relevant regulatory sandboxes when needed.
1:1 Sessions with Industry Experts
1:1 sessions with founders, fin-experts and functional experts who address helping you stress-test your GTM roadmap, fix what’s stuck, and move faster.
Investment Readiness
We plug you into the right investor conversations – based on your sector, traction, and timing. Includes narrative sharpening, round structure advisory, and strategic feedback from angels, VCs, and corporate venture arms who understand fintech depth.
Access to Partnership Connects
Opportunities to engage with banks and corporates who can serve as strategic partners or potential customers for pilots, distribution, or co-development.
Program Eligibility
To be part of this exclusive program, you must:

Fintech & Allied Areas

Revenue Generating, must have existing customer base

Raised Seed round or come recommended by your investor

Existing Customer Base
Sectors In Focus
Core Financial Services
- Payments & Transfers
- Lending & Credit (incl. BNPL, Co-lending, Embedded Credit)
- WealthTech (Robo-Advisory, Portfolio Tools)
- Neo-Banking & Digital Banking
- Personal Finance & Budgeting Tools
- Insurance and Insurtech Platforms & Integrations
Risk, Compliance & Infra
- Regulatory Technology (RegTech)
- Credit Intelligence & Underwriting Tools
- Digital KYC & Fraud Detection
- Core Financial Infrastructure (AA, UPI stack, API gateways)
- Risk Management Platforms
Inclusion & Sustainability
- Financial Inclusion (last-mile, vernacular, gender-focused)
- Green Finance / ESG-linked Finance
- Microinsurance & Healthtech-Insurtech blends
- MSME-focused Lending or Platforms
Tech-Driven Enablers
- AI/ML for Financial Services
- Blockchain / DLT in Fintech
- Data-as-a-Service & Financial APIs
- Cybersecurity & Identity Tech
Verticalized & Integrated Fintech
- Agri-fintech
- Mobility Finance
- Healthcare & Edu-finance
- Supply Chain & Logistics Fintech
- Real Estate & Construction Finance
How can you apply and get started?

Step 1
Apply to the Cohort
Join the community (or) write to us with a recommendation from your VC/ Investor

Step 2
Shortlisting
Your application is reviewed by the team

Step 3
1:1 Conversation
The team asseses your needs/ challenges

Step 4
Due Diligence
Ensuring alignment, credibility, and readiness

Step 5
Get Selected
Get selected to the cohort if there is a match

Step 4
Due Diligence
Ensuring alignment, credibility, and readiness

Step 5
Get Selected
Get selected to the cohort if there is a match
How can you apply and get started?
Frequently Asked Questions
Who is eligible to apply?
Tech / Tech-enabled Ventures: ventures that leverage technology or are tech-enabled.
MVP ready: Must have a fully developed product that’s ready to go to market.
Traction: Should already have some traction in the areas of Customers, user base or product offering.
Location: Indian Startup
Sector: Fintech and allied areas
I have applied in the past for a different program. Can I apply again?
Sure, but to improve your chances of selection, do highlight additional information on the progress you have made since your previous application.
When can I apply?
You can register your interest throughout the year. Applications are live now.
What does NSRCEL expect from you?
We expect you to be an active participant in all the efforts we put into nurture your venture.
What is the duration of the Incubation?
The cohort lasts for 3-6 months but it does not end there, you will then be a part of our NSRCEL community
Does the program focus on specific sectors?
YES, we consider applications from only the Fintech sector.
How much does it cost to apply or participate in the program?
The program is free of cost and no equity is taken from the startups. The program is fully supported by NSRCEL.
Does the program focus on specific geographies?
We consider applications from across all geographies registered in India.
My question is not answered here, where can i reach out?
You can reach out to us at fintech.coe@nsrcel.iimb.ac.in