Why CSR Capital Still Struggles to Reach Innovation-Led Startups And why incubators may be the bridge India needs
When Cunomial Technologies was founded five years ago, it was more than just the birth of a software company.
May 15, 2026
When Cunomial Technologies was founded five years ago, it was more than just the birth of a software company.
Multipl turns everyday spending into an investment opportunity by integrating savings and investments into daily financial habits. Through features like brand co-investments and spending via mutual funds, it helps users grow wealth while they spend, changing how individuals approach personal finance.
Fundfina provides cash-flow based financing to small businesses through an open credit infrastructure. It embeds AI-driven risk scores and lending products into platforms used by MSMEs. This helps retailers and merchants access working capital and supply chain finance without traditional barriers.
Boharr offers a Wealth Management Platform-as-a-Service (WM-PaaS) that helps banks and wealth firms deliver multiple investment products through one system. It covers CRM, transactions, revenue, and reporting via APIs. This lets institutions launch and scale wealth offerings without building infrastructure.
Rang De is a RBI-regulated peer-to-peer lending platform that connects individual lenders to underserved borrowers across India. It enables affordable credit for livelihoods, education, and small businesses through direct, transparent contributions. This helps bridge the credit gap in rural and low-income communities.
Wealthy Nivesh is a digital wealth platform that delivers personalized investment advice and execution for retail and mass affluent investors. It combines data-driven insights, advisor support, and tech tools to simplify mutual funds, bonds, unlisted shares, and more. This bridges the gap between DIY apps and high-cost wealth managers across India and the Middle East.
Dhiway provides data assurance infrastructure using its own population-scale ledger, CORD. It helps enterprises and governments tokenize, verify, and reuse data securely across ecosystems. This solves for fraud, inefficiency, and lack of trust in digital systems.
Covrzy provides API-first infrastructure for commercial insurance. It sells directly to startups and SMEs, and embeds insurance into platforms as a feature. This removes agents and paperwork, making coverage simple and contextual for digital businesses.
Mysa is building the finance automation layer for modern Indian businesses. It streamlines spend management with bill submissions via Slack or email, AI-powered validations, ERP integrations, and in-app payments reducing manual effort and brings clarity, control, and speed to finance operations.
Komplai reduces the manual workload finance teams and founders face in bookkeeping, compliance filings, and reconciliation, which takes 30–50 hours each month. By combining AI agents with human oversight, it automates accounting and compliance tasks, helping SMEs and mid-market businesses manage finance operations efficiently.
Saventh is a personal finance platform that helps working Indians manage money through investing, tax planning, insurance, and goals. It partners with employers to guide first-time investors using digital tools and personalized support. This makes financial planning simple, accessible, and action-focused for every employee.
Butter Money is an AI-led digital mortgage platform simplifying India’s home loan journey by drastically reducing processing time, offering personalized bank deals from over 30+ lenders. Homebuyers get transparency and speed, while banks boost conversions.
Signalz bridges the gap between retail investors seeking regulated stock market guidance and SEBI-registered Research Analysts with limited digital reach. Through a full-stack marketplace, it enables investors to discover and subscribe to verified analysts, while providing analysts with tools for compliance, content delivery, and sustainable business growth.
Castler is building the escrow infrastructure layer for digital businesses in India. It enables enterprises to manage secure,compliant, and programmable fund flows by integrating directly with banks. Castler also offers source code escrow through CastlerCode, helping regulated and enterprise clients ensure software continuity and IP protection.
AbleCredit is a GenAI agent that replaces manual underwriting for MSMEs with limited financial records. It uses data from documents, voice, and images to make credit decisions without human input. This enables lenders to assess complex, undocumented borrowers at scale.
Lark Finserv enables wealth platforms, brokers, and NBFCs to offer instant loans against mutual funds through an easy-to-integrate infrastructure layer. By connecting directly with mutual fund record keepers and automating the process of locking and unlocking pledged units, along with valuation and disbursals, it helps unlock credit from mutual fund holdings without selling investments or relying on credit scores.
BoxPay solves the fragmentation in global payments by giving online merchants a single AI-powered platform to reach more customers, route payments intelligently, and reconcile effortlessly across 35+ gateways and 300+ methods all through one seamless integration.
PensionBox tackles the gap in pension coverage that leaves most Indians unprepared for retirement. By enabling users to create personalised pension plans, track savings, invest in
regulated products, and plan withdrawals, the platform helps individuals and employers build secure retirement benefits as life expectancy and costs rise.
Maximize is a smart shopping platform that combines all savings layers- coupons, gift cards, payment offers, and loyalty rewards into one checkout. It works across 350+ brands and lets users save instantly without switching apps or doing manual comparisons. This turns every transaction into the best possible deal, by default.
Xaults is a deep-tier supply chain financing platform, leveraging distributed ledger technology (DLT), smart contracts, and programmable CBDCs to radically improve financial accessibility for small and medium enterprises (SMEs) beyond Tier-1 cities. The platform connects traditional banks and all layers of the supply chain, enabling seamless, secure, and affordable credit not just for top-tier suppliers but for every participant, including those lacking formal credit scores or documentation.
An online platform providing customizable liability insurance solutions tailored for startups and SMEs. It offers real-time quotes, underwriting, and claims processing, covering 18+ insurance products including cyber, crime, asset, marine, engineering, group health, and liability insurance. The platform prioritizes transparency, fast policy issuance, expert 24/7 claims support, and easy policy management, serving over 4,000 Indian businesses with tech-enabled insurance solutions.
Finsall is an insurance-first BNPL fintech that lets customers finance general insurance premiums (motor, health, fire, etc.) via easy monthly installments with no collateral, no paperwork. They offer a plug-and-play Credit-as-a-Service (CaaS) via API to insurers and intermediaries, earning interest spreads.
INKA is an AI-powered insurance advisory startup that simplifies insurance decisions through personalized data insights. Using 2,400+ variables, INKA generates an “Inka Insurance Report (IIR)” in 60 seconds – offering unbiased, need-based recommendations. INKA bridges the gap between awareness, advice, and access in insurance.
Nullpointer is building an AI stack for financial intelligence that automates the investment lifecycle. It extracts unstructured data, represents it as machine-readable knowledge, and applies domain-tuned language models. This helps financial teams make faster, more informed decisions across research, risk, and operations.
Participate in curated interactions with startups where you engage directly with emerging startups solving real market challenges.
Engage with community & cohort founders and stay ahead of the curve through different engagement formats that offer a front-row view into new business models, market shifts, and sectoral innovation.
Build meaningful connections across a curated network of investors, founders, and corporate leaders—opening doors for future collaborations, advisory roles, or strategic investments.
Stay ahead of regulatory shifts with early policy signals, compliance support, and access to regulatory sandboxes where relevant.
Partnership opportunities with banks, corporates, and distribution partners to pilot, scale, and co-develop your solutions.
Sharpen your go-to-market strategy, build the organisational structure that’ll help unlock your growth and connect with investors aligned to your stage, sector, and readiness.
Stay at the forefront of emerging technologies through direct exposure to high-potential fintech startups.
Engage with founders on go-to-market strategies, product co-creation, and market expansion tailored to your business goals.
Explore new product offerings, strategic investments, and run pilots or proofs of concept to solve existing business challenges.
Recommended portfolio companies get targeted support to accelerate growth and improve their chances of securing follow-on capital.
Join curated DISCUSSION ROOMS, focused clinics, and FINTECH dinners to engage with promising ventures and co-investors.
Gain early visibility into emerging sector trends, and market shifts, by staying closely connected with our community.
Gain direct exposure to fintech ventures to spot regulatory gaps, assess on ground impact, and align policies with evolving practices.
The Fintech CoE helps identify sandbox-ready startups with stronger compliance, providing regulators with better-prepared applicants with faster, and more effective pilots.
Engage in constructive dialogue with founders to clarify compliance requirements and course-correct .
Offer personalized guidance to startups in 30-min one-on-one sessions, sharing insights and practical advice to help startups grow.
Lead interactive virtual workshops to share expertise, collaborate with startups, and foster innovation in a digital environment.
Immerse yourself in our in-person focus weeks designed to provide you with a hands-on experience diving into the innovative world of startups.
Our global network connects mentors with a world-class startup community, fostering wisdom, relationships, and startup direction.
Attend our worldwide events to stay informed on industry trends and innovations and gain valuable insights for growth opportunities.
Connect, network, and build lasting relationships with peers, startups, and corporate executives at our global summits.
Every week, we invite university startups to pitch in front of our network. Last year, 1,300+ university startups pitched to an audience of 1,000+ organizations and 2,500+ venture capitalists in these sessions.
By being associated with Plug and Play’s brand through our accelerators on campus, we inspire the next generation of entrepreneurs. We strive to show students there are no boundaries to their future success.
We recruit interns and host career fairs to connect students with opportunities within our global network. This opens job opportunities for students and provides them with valuable skills and knowledge.
Through networking, meetups, and other events with corporations and governments, we provide new perspectives and serve as a valuable resource for students and researchers eager to advance their ideas.
Collaborating with industry partners allows universities to conduct research directly relevant to real-world challenges. This research generates knowledge that can lead to new technologies and products.
Partnering with a reputable organization like ours enhances a university’s standing as a leading institution in innovation, opening doors to work on additional projects and grant opportunities with us.
Researchers and policymakers can collaborate with us to design pilot projects and demonstration programs that test the real-world viability of emerging climate tech solutions.
We organize regular pitch events, networking dinners, workshops, or roundtables where investors can meet with startups and other industry experts
Researchers and policymakers can collaborate with us to design pilot projects and demonstration programs that test the real-world viability of emerging climate tech solutions.
We build a network of local investors, corporations, and public institutions dedicated to finding solutions for local challenges.
Partnering with us to accelerate promising startups nurtures job creation and regional development through a connected global network.
With increased economic activity in various sectors, local governments will generate more tax revenue by partnering with us.
Our industry-specific programs are uniquely designed to accelerate the growth and success of startups in your area.
Innovating across various ecosystems, our approach attracts multinational organizations to fuel the local economy.
We are dedicated to fostering the growth of local businesses and attracting innovative startups from around the world.
With us you can explore funding options that fit your stage and vision. We help you access opportunities to raise cpital through curated investor connects and pitch opportunities. This support can fast-track your startup’s journey to the next level.
Join structured programs designed to support early and growth-stage startups. Gain access to expert mentorship, tools, and industry connections to scale your business. Our programs help you move faster and smarter.
Collaborate with industry leaders and large organizations for real market exposure. We help you make the best of partnerships that open up growth and pilot opportunities for startups. This is where innovation meet industry and turn into business outcomes.
Tap into opportunities to apply to and leverage sector specific challenges to showcase your solutions. These platforms help you gain visibility, pilot opportunities, and connect with clients. It’s a great way to prove your value while solving real-world problems.
Researchers and policymakers can collaborate with us to design pilot projects and demonstration programs that test the real-world viability of emerging climate tech solutions.
We can assist policymakers and researchers in data collection, analysis, and impact measurement to evaluate the effectiveness of climate tech innovations and their alignment with policy goals
We can provide you with real-time insights into the innovation landscape and advocating for policy reforms that facilitate the scaling of climate technologies
We can help startups leverage the expertise of researchers and policymakers to develop innovative technologies that have a direct policy impact
Access curated industry partnerships, enabling corporations to engage with cutting-edge startups and ecosystem leaders driving sectoral innovation.
Accelerate innovation pipeline by nurturing startups aligned with your strategic business goals and market needs.
Leverage our extensive network and expertise to identify, evaluate, and connect with high-potential startups that can complement and transform your business offerings.
We help corporations create and follow smart innovation plans by connecting them with startups and industry trends to stay ahead.